Market Pulse
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Best for Startups

Ramp

The ultimate platform for finance teams.

VS
Solid Contender

Heap

Unlock new productivity in Marketing with Heap.

52%Ramp
User Preference Split
48%Heap
Best Value
Ramp

Starts at Free

Top Rated
Ramp

4.8/5 from users

Most Popular
Heap

Trusted by 100k+

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Feature
Recommended
Ramp
Heap
Feature Score
78
78
REST API Access
SAML/SSO Security
Enterprise
Enterprise
24/7 Priority Support
24/7
Email
iOS/Android App
White-Label Branding

Cost Projection

Based on entry-level paid plans.

10
1 USER500 USERS
Ramp
$0
EST. MONTHLY
Heap
$120
EST. MONTHLY

Projected Scaling Costs

Team Size
Ramp
Heap
1 Users
$0
$12
10 Users
$0
$120
50 Users
$0
$600
100 Users
$0
$1,200

Ramp

Primary Node
Best for Startups
4.8
Satisfaction Index
Free
Efficiency: 85/100
Cost Efficiency
Pricing vs Value ratio.
4.8
Sentiment Hub
User satisfaction index.
ValueComplexity
Market Positioning
Market Quadrant
Competitive position.

Infrastructure Audit

Verified: 2026
SSL/TLS 1.3
Uptime: 99.9%
API: Ready
🔥 Fan Favorite💎 Generous Free Tier

Ramp Pros

  • Bank-grade encryption standards.
  • Real-time transaction auditing.
  • Generous free-forever tier.

Ramp Cons

  • Advanced features require premium plans.
  • Smaller community marketplace.

Stack Compatibility Check

Select the tools you already use to see how well Ramp integrates.

Provision Ramp

Heap

Secondary Node
Solid Contender
4.4
Satisfaction Index
$12
Efficiency: 78/100
Cost Efficiency
Pricing vs Value ratio.
4.4
Sentiment Hub
User satisfaction index.
ValueComplexity
Market Positioning
Market Quadrant
Competitive position.

Infrastructure Audit

Verified: 2026
SSL/TLS 1.3
Uptime: 99.9%
API: Ready

Heap Pros

  • Streamlined user onboarding.
  • Highly customizable dashboard.

Heap Cons

  • Advanced features require premium plans.
  • Smaller community marketplace.

Stack Compatibility Check

Select the tools you already use to see how well Heap integrates.

Provision Heap

Migration Calculator

Estimate the effort to switch from Ramp to Heap.

Based on Fintech industry avgs
Team Size10 Users
Time to Migrate
15 Hours
Total downtime/setup
Data Export
CSV
Recommended format
Est. Cost
$750
In labor/consulting

StackBot AI

Online • Comparing Ramp vs Heap
I've analyzed both Ramp and Heap. My advice is AI-generated and for informational purposes only. What specific feature or use-case matters most to you?

Frequently Asked Questions

Deep Dive Reviews

Full Review
Is Ramp Worth It in 2026?
Full Review
Is Heap Worth It in 2026?

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